I made a plaint to fast quid over 4 months ago, fast quid came ultimately back and stated this has done everything it will have. I wasn’t pleased and took it towards the Financial ombudsman, after about four weeks waiting around for an adjudicator I became given one who contact me personally and did fast quid had made exactly the same offer that I asked for however they declined.
All interest refunded, 8% and all sorts of entries deleted from my credit report for the period of 2010 to present so I will be receiving just over 2500 from them.
So stick to it everyone else. Personally I think like I’m finally right back in charge of my life.
We have simply gotten a contact from Quick Quid offering me personally 500, my goal is to reject it from the foundation that
A. We borrowed over 17,000 up to the point that We asked for my account to be terminated.
B. They acknowledge that when I asked for my account to be terminated, they proceeded to provide for me (I happened to be in a negative spot). They will have perhaps maybe not supplied information on just exactly exactly how lending that is much had been once I asked for the account to be terminated.
C. My mom had to bail me down 1000 to quid that is quick We have evidence of the deal, while the proven fact that on a single time she paid WageDayAdvance 700 and paydayexpress 500, which will show simply how much difficulty I became in.
D. 500 is bull crap
Have you got experience of anyone seeking a merchant account to be terminated yet the lending company proceeded to provide? Will there be a true point of legislation to the impact? Undoubtedly there was a duty never to lend further as soon as the account happens to be expected to be closed?
I might really appreciate any assistance with this, my goal is to fight and just just take this into the ombudsman.
Sara (Financial Obligation Camel) says
Hi Tommy, shockingly reckless financing. You don’t need certainly to quote point of law, the Ombudsman talks about what exactly is reasonable 🙂
Many thanks for the response, this is just what they wrote…
Although we offered re re re payment support to further you our records suggest that the demand to forever shut your bank account had not been honored.
I don’t keep in mind them payment that is offering either! Can I write in their mind to share with them we reject their offer and will also be referring the situation to your ombudsman?
I must say I wish to know just how much We borrowed when I asked for the account to be closed. Undoubtedly they need to offer this? It is gonna be over 10,000…
You think We have a decent situation for the ombudsman?
Actually appreciate your assistance about this, many thanks.
It’s under EuroCash before you go to the Ombudsman write to the CEO of Quick Quid over here, you’ll find the Email addresses on the FCA register. In addition composed towards the CEO in United States whom heads the moms and dad pany (CashAmerica) to quid that is quick. That address can be found by you at lead411. You are more then entitled to your loan history IMO you have an excellent case and. Have actually you attempted signing into the fast account that is quid i did so and I also got a brief history after that. Whenever do you sign up for very first loan? Mine had been 2008 and I also examined their application page kind that time on the real way Back whenever Machine Inter archive plus it show no questions regarding credit mitments or outgoings were ask. I also examined my account information on their system currently and you may https://installmentcashloans.net/payday-loans-va/ start to see the concerns they added recently includes outgoings and credit mitment concerns. Then in all honesty I can’t see how you would get anywhere if you have answered those questions. Independent of the loans once you request they cancel your bank account plus they didn’t. I really could be wrong but IMO if those concerns had been answered truthfully in addition they lent to you personally then perchance you will have an instance, if you didn’t and also you lied to obtain the credit then no you wouldn’t. You first opened your account screenshot it then try to log into the your account and check your account details, that will also give you your loan history as I said have a look at the Way Back when machine to see what the application page looked like when. All the best s
Sara (Debt Camel) says
Hi Louise, plenty of helpful information in there.
Nevertheless the concern of whether “lying” on a software stops a plaint being made is not so easy… People may well not have recognized or understood exactly what the numbers were – being a debt consultant I’m sure exactly exactly just how few individuals have actually a precise notion of their outgoings. If somebody borrows usually with tiny gaps between your loan provider needs to have spotted that as an indication of distress whatever figures the debtor had entered.
Actually appreciate all that you assist. I shall compose some furious letters on Monday to check out exactly exactly just what their move that is next is. We will help keep you published, thanks once again. Tom